Neovar / Solutions / Collection
Collection

Recovery & Litigation Management Platform

Manage delinquency, recovery actions and litigation workflows with structure, traceability and performance visibility, across portfolios, agents and legal procedures.

What is Collection?

A dedicated platform for structured recovery and controlled litigation.

Collection helps financial institutions manage delinquent portfolios, recovery actions, pre-litigation and litigation processes through structured workflows, centralized data and performance dashboards.

It centralizes everything recovery teams need, segmentation, follow-up, promise-to-pay, agent assignment, escalation, legal monitoring, in a single auditable system.

Business challenges

Recovery operations often suffer from the same recurring issues.

Fragmented processes

Recovery activity scattered across spreadsheets, emails and legacy tools.

Weak portfolio visibility

Limited insight into delinquent segments, ageing buckets and risk concentrations.

Manual follow-up

Overdue accounts followed up manually, with little traceability or consistency.

Untracked actions

Recovery interventions are not systematically logged, reviewed or audited.

Complex litigation flows

Pre-litigation and litigation processes lack structure and centralized monitoring.

Promise-to-pay gaps

Promises are captured informally and rarely tracked through to fulfilment.

Limited monitoring

Performance KPIs are produced offline and not refreshed in real time.

Inefficient assignment

Agent assignment and escalation are managed manually, slowing recovery.

Main capabilities

Everything recovery teams need, in one platform.

01

Delinquency portfolio management

  • Centralized view of overdue accounts
  • Segmentation by ageing, severity, product
  • Risk-based prioritization
02

Recovery action planning

  • Action plans by segment
  • Automated reminders and tasks
  • Configurable strategies
03

Customer follow-up

  • Centralized communication history
  • Multi-channel interaction logs
  • Customer 360 for recovery teams
04

Promise-to-pay management

  • Capture and track commitments
  • Automated follow-up on due dates
  • Compliance with collection policy
05

Agent assignment

  • Rule-based assignment
  • Workload balancing
  • Skill and territory matching
06

Escalation workflows

  • Configurable escalation rules
  • SLA-driven triggers
  • Audit-ready transitions
07

Pre-litigation management

  • Formal notices and reminders
  • Evidence collection
  • Decision-ready files
08

Litigation case management

  • Case file centralization
  • Court and counsel tracking
  • Outcome logging
09

Legal procedure monitoring

  • Procedure stage tracking
  • Deadlines and hearings
  • Document repository
10

Dashboards & KPIs

  • Recovery rate, contact rate, PTP success
  • Agent productivity views
  • Portfolio ageing
11

Audit trail & traceability

  • Full action history
  • Role-based access
  • Audit-ready exports
Target customers

Built for institutions where recovery matters.

Banks Microfinance institutions Consumer finance Leasing companies Mortgage institutions Nanofinance institutions Fintech lenders
Benefits

Better recovery outcomes, safer litigation, clearer reporting.

Recovery visibility

One source of truth for delinquent portfolios, actions, agents and outcomes.

Structured workflows

Consistent collection strategies applied across teams, branches and segments.

Agent productivity

Smart assignment, prioritized worklists and reduced manual overhead.

Litigation control

Centralized case management with deadlines, documents and procedure stages.

Portfolio control

Configurable segments, KPIs and risk-based monitoring of overdue exposure.

Reliable reporting

Audit-ready trails, regulatory alignment and management dashboards.

Ready to transform your collection operations?

Discover how Collection can help your institution centralize recovery, reduce manual work and tighten litigation control.